Astraea Wealth Management provides approachable fee-only financial planning and investment management for wonderful individuals and families.
(And yes, it’s pronounced uh-stray-uh.)
comprehensive financial + life planning that sees you as the great human you are
Who we serve
- Anxious savers – Resilient and hard-working, you find comfort in cash. You want validation that you’re not going to mess this up—or face financial insecurity (again).
- Women in male-dominated fields – You strive for excellence, and want to make informed financial choices without feeling overwhelmed or needing to prove your intelligence. We give you clarity and respect your valuable time.
- Humans experiencing major life changes – career shifts, retirement, divorce, cross country moves, or loss— we seek to provide clarity when everything else feels uncertain. And hold space for the joys and grief during the process.
Astraea genuinely cares about what’s important and vulnerable to you. Our mission is to create a space where you feel heard, valued, and understood—without jargon or condescension. We want everyone to feel seen in a welcoming and approachable experience.
What services does Astraea provide?
Partnership on your life and financial goals.
What does that mean?
Having a partner on the changes that happen in your life to model out financial considerations of different circumstances (planned or unplanned)
Availability when life happens. New car needed? Contemplating a big life change? Having a partner available to bounce the ideas off of, and to talk through the financial considerations.
Facilitating conversations: helping you and your spouse identify areas in strength you and your spouse have, as well as calibrating you to where your spouse may be in a different position.
Appreciative inquiry on your financial history/your money story: utilizing tools to help you feel more satisfaction in your financial and overall life.
Consolidation & Accountability: Reviewing all your accounts, explaining their purposes, and nudging you on steps to take.
Proactive awareness on all big financial things
What does that mean?
Income and tax planning: identifying potential tax-saving strategies.
- Reviewing your tax returns and explaining where you could be making smart(er) tax moves.
- If you have capital gains in a taxable account, how to manage those most efficiently
- How to best plan around ESOP balances (if applicable)
- Recommendations on what account types to fund (pre-tax, Roth, after-tax) based on your life and financialgoals.
- Creating your income map: a visual map of where your income will come from for upcoming life goals-vacations, college planning, retirement planning, other things that require money.
Cash Planning: work with you to determine the appropriate amount in your emergency fund, near-term goals, and whatto do with the remainder. Access to budgeting tools within the planning software.
Employer benefits: explaining to you your employer benefits and how to maximize those for your financial goals. Guiding you through open enrollment, as well as providing feedback on all the insurance coverages you have (employer + outside).
If self-employed, discuss different retirement plan options available and help you implement funding them.
At-home access to interactive software and budgeting tools
Professional management of investments, tax planning, and partnership with outside advisors
What does that mean?
Professional investment management of diversified, low-cost investment portfolios overseen by Astraea’s investment committee.
- Recommend how you should be invested in them (and taking care of that for you)
Fee efficiency & transparency: for the advisory fees you are paying, making sure you are having themost growth in each of the accounts (such as a joint account paying for Roth fees), and explaining toyou why it’s done how it is.
Partner with your professionals:
- Estate planning: discussing with you your estate plan and coordinating with the attorney you chose to work with on updating your documents. When updated, help you to update appropriate accounts to reflect your desires.
- Partner with your CPA on tax planning recommendations (and can help you assess when the appropriate time is to hire one).
